Isibali sesilinganiso sokusetshenziswa kwemali nesikhathi esisele
Faka imali esesandleni, imali engenayo nezindleko zanyanga zonke kanye nokukhula kwazo ukuze ubone ukusha kwemali okuyikho, isikhathi imali eyosala ngaso nokuthi uzofinyelela yini ekulinganeni ngaphambi kokuba imali iphele.
Ukulingisa kufika ezinyangeni ezingama-60; izindleko zesikhathi esisodwa, ukuqoqa imali nentela akunakwa. Abatshalizimali ngokuvamile bafuna ukubona i-runway yezinyanga ezingu-18–24 ngemva komjikelezo – qala ukuqoqa imali lapho kusele izinyanga ezingu-9–12.
Indlela okusebenza ngayo
Faka imali esebhange
Lokho onakho namuhla.
Faka imali engenayo nezindleko
Izibalo zale nyanga nokuthi ngasinye sikhula ngokushesha kangakanani ngenyanga.
Bona i-burn ne-runway
I-net burn, izinyanga ze-runway nokuthi uyayifinyelela yini i-break-even ngaphambi kokuthi imali iphele.
Shumeka le isibali sesilinganiso sokusetshenziswa kwemali nesikhathi esisele kuwebhusayithi yakho (mahhala)
Kopisha ikhodi uyifake ekhasini lakho noma okuthunyelwe kwebhulogi. Ithuluzi lisebenza esipheqululini sezivakashi zakho; gcina umugqa wokubonga.
I-runway emfushane? Qoqa imali ngokushesha
Thumela i-deck yakho njengesixhumanisi esilandelelwayo, uthole isexwayiso lapho umtshalizimali eyivula bese ulandelela labo abafunda imininingwane yezezimali.
I-runway yinombolo wonke umsunguli okufanele ayazi ngekhanda. Ukukhula kuyishintsha kakhulu – yingakho lesi sibali silingisa inyanga ngenyanga esikhundleni sokuhlukanisa imali ngokusha kwemali kwanamuhla.
Ifomula ye-burn rate
I-gross burn yikho konke okusebenzisayo ngenyanga. I-net burn = izindleko zanyanga zonke − imali engenayo yanyanga zonke – imali oyilahlekelwa ngempela. I-runway = imali ÷ net burn. Uma uno-$1.2M ebhange, izindleko ezingu-$60,000 nemali engenayo engu-$20,000, i-net burn ingu-$40,000 kanti i-runway eqondile iyizinyanga ezingama-30. Ukukhula kushintsha isimo: imali engenayo ekhula ngokushesha kunezindleko inciphisa i-burn nyanga zonke, yingakho isibali silingisa nenyanga ngenyanga.
Imithetho eyisisekelo
- Qala ukuqoqa imali usene-runway yezinyanga ezingu-9–12 esele – imizuliswano ithatha izinyanga ezingu-3–6.
- Hlela umzuliswano ukuthi unikeze izinyanga eziyi-18–24 ngemva kokuvalwa kwawo.
- Sebenzisa isilinganiso sezinyanga ezintathu zokugcina, hhayi inyanga eyodwa enhle.
- Bika i-runway kuzo zonke izibuyekezo zabatshalizimali.
Bese ulinganisa umzuliswano ngesibali se-valuation.
Isibonelo
$900,000 ebhange, imali engenayo yanyanga zonke engu-$25,000 ekhula ngo-5% ngenyanga nezindleko ezingu-$85,000 ezikhula ngo-2%: i-net burn iqala ku-$60,000, i-runway eqondile iyizinyanga eziyi-15 – futhi ngisho nokukhula imali iphela ngaphambi kokuthi kufinyelelwe ku-break-even. Shintsha amazinga okukhula ukuze ubone ukuthi imali engenayo kufanele ikhule ngokushesha kangakanani, noma izindleko zehle kangakanani, ukuze ufike lapho ngemali onayo.
Isibali sesilinganiso sokusetshenziswa kwemali nesikhathi esisele – imibuzo
Uyini umehluko phakathi kokusha kwemali okuphelele nokuyikho?
Ukusha kwemali okuphelele yilokho okusebenzisayo ngenyanga; ukusha kwemali okuyikho kuwukusebenzisa kususwe imali engenayo – inani imali yakho eyehla ngalo ngempela.
Kusho ukuthini ukuthi “default alive” (ukuphila ngokwemvelo)?
Ngokukhula kwamanje kwemali engenayo nezindleko, inkampani ifinyelela enzuzweni ngaphambi kokuba imali iphele.
Kufanele ngibe ne-runway engakanani?
Abatshalizimali ngokuvamile balindele izinyanga ezingu-18–24 ngemva komjikelezo; qala ukuqoqa imali lapho kusele izinyanga ezingu-9–12.